Straightforward Answers To Your Complex Insurance Dispute Questions

Insurance disputes can prove immensely complicated. When you need legal guidance through a complex coverage dispute, you can turn to our insurance claim attorneys at Pincus & Currier LLP. We represent individuals and businesses throughout Florida who have found themselves involved in a first-party or third-party coverage dispute.

You likely have many questions if you have found yourself in this situation. On this page, we have answered some of the most frequent questions that we hear from prospective clients.

How long does it take to resolve an insurance dispute?

The length of time involved in a coverage dispute can vary widely from claim to claim. Some people reach a fair resolution with their insurers within a few weeks. For others, it takes several months. In particularly complex cases, the dispute can require years of back-and-forth and might also require litigation.

What is insurance bad faith?

Insurance companies have an obligation to act in good faith with their policyholders; in other words, they are supposed to honor the terms of your insurance contract. Insurance bad faith refers to insurers that fail to honor their contractual obligations to you. Some common examples include:

• Refusing to pay a valid claim
• Failing to communicate promptly
• Denying a valid claim
• Offering much less coverage than what you need
• Failing to disclose your policy limits
• Misrepresenting the terms of their policies
• Harassing or threatening policyholders
• Cherry-picking pieces of evidence in a claim

Unfortunately, we have seen these examples far too often. If you suspect that your insurance provider has acted in bad faith, you may have the right to seek additional compensation for your damages.

I thought my insurance provider was on my side. Why won’t they help me?

Although policyholders purchase insurance with the expectation that their provider will come through with appropriate coverage, this is not always the case. Insurance companies are for-profit corporations. Their main goal is always to make a profit, not necessarily to help their customers. As a result, many people and businesses find themselves caught up in insurance coverage disputes with companies that are not willing to honor their own contracts.

Will I need to file a lawsuit?

If you and your attorney have attempted to recover a fair settlement through alternative dispute resolution but your insurance provider refuses to honor your claim, the time has come for a trial. No one looks forward to insurance litigation, but pursuing a lawsuit is sometimes the only way to make the insurance company pay you what you deserve.

What should I look for in an insurance dispute attorney?

You certainly have no shortage of lawyers to choose from in Palm Beach, Broward or Miami-Dade counties. However, you should make sure that yours has all the following qualities:

1. Numerous years in practice
2. Extensive experience in litigation
3. Favorable settlements and verdicts
4. Positive testimonials from clients

Our team at Pincus & Currier LLP meets all these criteria and more.

Get More Answers To Your Questions

Do these responses merely scratch the surface for you? Get in touch with our team directly to set up an initial consultation in which you can ask more questions in person, virtually or over the phone. To reach our office in West Palm Beach, please call 561-485-4291 or send us an email.