Advocating For You During A First-Party Insurance Claim
When disaster strikes, nothing is more frustrating than having to argue with your insurance company about your policy’s coverage. You need the financial support your policy is meant to provide, and you need it fast.
At Pincus & Currier LLP, our lawyers understand how insurance policies are meant to work for individuals and businesses. We help clients throughout Florida resolve disputes with their insurance providers so they can move forward. Our attorneys have over 100 years of combined legal experience, so you can count on our knowledge and skill when it comes to insurance coverage litigation.
What Is First-Party Insurance Coverage?
A first-party insurance claim is a claim you make as the policyholder on behalf of yourself or your business against your own policy. Florida law requires all drivers to have first-party coverage for automobile accidents and you must file your claim with your own insurance company first after an accident.
You may have first-party coverage for other areas, as well. Examples of a first-party claim include:
- Weather damage to your home or business property
- Fire damage to personal property under renter’s insurance
- Personal injury protection to cover your medical bills after a car accident
- Health insurance coverage of your doctor’s visit
In contrast, a third-party insurance claim is made by someone else against your policy for an action you made. For example, if you are liable for a car accident, the other driver may file a third-party insurance claim against your auto insurance policy.
Did Your Insurance Company Act In Bad Faith?
Many homeowners and companies are surprised when their insurance company does not seem interested in helping them. They pay their premiums and expect their insurer to be on their side when an incident happens. Unfortunately, insurance companies do not always hold up their end of the bargain. If your insurance company is acting in bad faith under your policy, we can go after them for damages. Although these cases are complex, we have the experience needed to pursue an action on your behalf.
Learn More About Your Rights
Your insurance policy gives you certain rights. We can help you understand what those are and how they affect your claim. To learn more, schedule an appointment with one of our attorneys. You can send us a message online or call our office in West Palm Beach at 561-485-4291.